Articles

Commercial Insurance

• Business Owners Policy: Basic Protection for Multiple Risks
• Commercial General Liability Insurance

Home Insurance

• Actual Cash Value vs. Replacement Cost
• Understanding Deductibles
• Flood Insurance
• Insuring a Home
• The Basics of Homeowner's Insurance
• Cover Yourself with an Umbrella Liability Policy
• Insuring a Condominium
• Renters Insurance

Vehicle Insurance

• Auto Insurance: Determining Your Policy Needs
• Who's at Fault? A Look at Liability Issues
• What To Do After an Accident
• Insuring Teen Drivers
• Motorcycle Insurance
• Specialty Policies Can Help Insure Fun

Risk Management

• What Is Term Life Insurance?

  Term life insurance differs from permanent forms of life insurance in that it offers temporary protection.

• What Is Whole Life Insurance?

  Some of the pros and cons of whole life insurance.

• What Is Universal Life Insurance?

  Consider a universal life insurance policy if you want the flexibility to change your premium or death benefit.

• What Are the Main Types of Auto Insurance?

  Even if your state doesn’t require certain types of auto insurance, it may be wise to purchase multiple types to ensure you are covered for a variety of situations.

• How Do I Make a Property Insurance Claim?

  When it is time to make an insurance claim, it helps if you are familiar with your policies and the steps you should take to file a claim.

• How Can I Protect My Home?

  Since your home is one of your greatest assets, you should make sure it is adequately protected. That's where homeowners insurance enters the picture.

• What Types of Health Coverage Are Available?

  There are three basic types of medical insurance plans: fee-for-service, managed care, and high-deductible health plan.

• What Is the Difference Between an HMO and a PPO?

  Selecting health insurance is often one of the most important decisions you will make. Do you know the different types?

• Am I Prepared for Long-Term Care Expenses?

  The odds of needing long-term care increase as you age. Prior planning can help protect you from financial ruin.